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Buying a home should be a pleasant experience!  Here are some basic guidelines to help you:

 

bulletCheck your credit report!!!! Request a copy of your report from one or all 3 Credit Reporting Agencies which are:

 

www.equifax.com www.experian.com  www.transunion.com 
1-800-685-1111 1 888 EXPERIAN (1-888-397- 3742)  
Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374
  TransUnion
Post Office Box 2000
Chester, PA 19022

 

bulletHow much house you can afford?
bulletMake a wish list of all the things you would like in a home.
bulletNewer or older home? How many bedrooms and bathrooms? Do you need a big yard? Do you know what school district you wish your children to attend? 
bulletKeep notes as you look from house to house. After a while, it becomes difficult to remember which features belong to what home!
bulletWhen deciding on a home, try to look beyond the cosmetics. Make sure that the house is in good physical condition and take a good look at any damages or repairs.
bulletFinally, don’t be afraid to ask questions!


 

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